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Residential Mortgage Loans

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Experience the benefits of our custom credit solutions.

Primary & Secondary Residences

Land Acquisition

Residential Construction

Permanent mortgages

First & Second HELOC

Custom Portfolio Lending Solutions.

Jumbo & Super Jumbo Loans

  • Loan amounts up to $5 million*
  • Up to 90% LTV based on loan amount and product type
  • Preferred Pricing, Fixed and Adjustable-Rate Programs
  • Title can be held in Corporation or Limited Liability Company
  • 1–4-unit properties and condominiums are eligible
  • Primary, vacation homes, and investment properties

*Loans over $5 million will be considered on a case by case basis.

Delayed Purchase Financing

  • Eligible on properties purchased for cash within the past 6 months.
  • This cash-out transaction is eligible for purchase transaction terms, rates, and programs. 

Construction to Permanent – One Time Close 

  • Loan amounts up to $5 million*
  • New home construction and major renovation of primary residence
  • Permanent rate locked at time of construction loan closing
  • Interest-only during construction
  • One-time close with single upfront cost

All loans subject to credit approval and program requirements. 
*Loans over $5 million will be considered on a case by case basis.

Bridge Loans

Loans secured by currently owned residential real estate. Homeowner can use the equity from the current home during the selling process to assist in the purchase of a new home. The bridge loan is paid in full when the home securing it sells.

  • Loan amounts up to $2 million
  • Interest-only payments with final balloon payment

Foreign National Loan Program**

  • Loan amounts up to $3 million
  • Adjustable-Rate products
  • Second and Investment Homes
  • Purchase or Refinance

** Borrowers from Canada, Chile and UK, if able to document full income and asset verification, may utilize standard product guidelines for eligibility. If unable to document income, borrowers from Canada, Chile, and UK will be eligible under NRA guidelines.

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Award winning residential mortgage experience.

Get in touch with one of our residential mortgage specialists and learn what City National Private can do for you.
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