Leverage our Financial Strength and Stability

One of Florida's Largest and Most Capitalized Banks

Last Update: 03/12/2023

Since 1946, we have played a significant role in Florida's economic transformation, contributing to its rise as the 16th largest economy in the world1. Our success is rooted in the success of our clients, and we enable our associates to develop lifelong relationships with our commercial, private, and retail banking clients. Our focus is on partnering with our clients to achieve their life goals, which drives our agility, inspires entrepreneurial spirit, and fosters trusted relationships that fuel growth.

Our 77 years of experience have allowed us to build a fortress balance sheet based on our:

Moreover, we are proud to be supported by our parent company, Banco de Crédito e Inversiones (Bci), one of Latin America's largest banks and the second-largest bank in Chile. Our partnership with Bci grants us access to best-in-class resources from a much larger institution while maintaining our nimble approach to business management.

Financial Health (as of 12/31/2022):

FDIC Certificate
20234
Banking Locations
31
Employess
1,029
Year Founded
1946
Primary Regulator
Office of the comptroller of the Currency

Assets and Liabilities (as of 2/28/2023):

Assets
$25.7 B
Loans
$16.6 B
Deposits
$21.8 B
Tier 1 Capital
$2.4 B
Loan Loss Allowance
$144MM
Non-Performing Loan Ratio
0.19%
% of Investment Portfolio Backed by U.S. Government
97%

Ratings (as of 12/31/2022):

Bauer Financial
Five (5) Star - Superior2
Community Reinvestment Act (CRA)
Outstanding3
DepositAccounts.com
A4

Capitalization (as of 02/28/2023)

City National Bank of Florida
Well Capitalized Threshold
Excess Capital
Total Risk Based Capital Ratio
13.92%
10.00%
$723MM
Tier 1 Risk Based Capital Ratio
13.07%
8.00%
$936MM
Tier 1 Leverage Ratio
9.32%
5.00%
$1.1 B

Capitalization (as of 02/28/2023)

City National Bank of Florida
Peer Average
Non-Performing Loans/Loans
0.28%
0.42%
Past-due Loans/Loans
0.08%
0.27%
Net Charge-Offs to Loans
0.01%
0.06%
One of Florida’s largest and best capitalized banks with more than $25 billion in assets*
*Source: As of 12/31/2022, www.fdic.gov
BauerFinancial 5-Star
Superior Rating*
*Source: As of 12/31/2021, www.bauerfinancial.com
Highest Community Reinvestment Act (CRA) Rating*
*Source: "Outstanding" As of 08/02/2021, www.ffiec.gov
Daily Business Review Best of 2022 Hall of Fame*
  • Best Bank for Jumbo Loans
  • Best Foreign National Mortgage Lender
  • Best Private Banking
  • Best Wealth Management3
  • Best Community Bank
  • Best Business Bank
  • Best Bank for Commercial Real Estate Lending
*Source: Best of Daily Review 2022, www.law.com
*Source: As of November 8, 2021, www.americanbanker.com
*Source: February 21, 2020, www.bizjournals.com